the stargazer

  Let me explain the best way to invest money in Mutual Fund:- Q.  I earn monthly salary and I want to invest my money with handsome returns. What is the best way? A.   Systematic Investment Plan Q.  I have received ₹ 50 lakh on retirement which I want to invest such that I get monthly income. What is the best way to invest? A.   Systematic Withdrawal Plan Q.  I have lump sum of ₹ 10 lakh which I want to invest. How should I invest with less risk? A.   Systematic Transfer Plan Let’s take each strategy and understand with an example: Case 1) Systematic Investment Plan (SIP): This is the best strategy for income class people where a certain amount is invested periodically in selected mutual fund. How is it beneficial? As we know that mutual fund invest money in stock market, the value of mutual fund (NAV) varies based on market value of stocks in the portfolio. Now, suppose you put all your money together, there is risk of market ...

                  LASTING JOY AND HAPPINESS  For Long lasting joy and happiness- Stop giving your smile to someone's hands Stop expecting what you give Start loving your real close ones like your brother mother sister or father or all of them Always prioritize Family over anything Don't fall in love at early age it's a trap Plan your future and work for it Stop boasting what you have let the people admire you Keep calm and happy Don't ever over react Smile and let things go Never avoid problems, face them instead Don't beat around the bush telling your problems to people instead think on it and find solutions Pray to God always not only when you need( you may be atheist depends on you if you're a believer) If someone fights with you just stay calm and do a compromise that's where maturity lies in .(until an extent don't get beaten up) Make FOOD your love it is really worth your love and will never defy you ♥️ Make m...

WHAT IS A VIRUS ??? A virus is an infectious agent that is the simplest form of life, if life is defined as having the capacity to reproduce. Viruses indeed have that capacity but only when they are in a host cell, when they capture the replicating mechanism of the cell to duplicate the virus in many copies. These new viruses then may invade more cells and repeat the process, which explains how rapidly an infectious disease may progress. Many people scoff at the idea of calling viruses “living” because they are so simple, composed of nucleic acid (DNA or RNA) and an outer structure that “holds” the contents together..a protein coat known as a capsid. As far as I am concerned even though they may be obligate parasites (as are some bacteria), their basic structure and ability to replicate is why I refer to them as living. But that is a not very important difference even though some people take the argument seriously. What does matter is that they are capable of invading cells an...

                EFFECT OF CORONA IN INDIA  On Sunday, January 19, News18  reported  that Preeti Maheshwari, an Indian school teacher working in Shenzhen, China, became the first foreigner to have contracted the virus. The same report also mentions that over 500 Indian students study in medical colleges and universities in Wuhan, the city where the virus outbreak began and from where most cases were reported. Given that this time of year coincides with the academic break for Chinese  New Year  festivities, many of these Indian students will have made or be making their way back home to India, each one possibly a host for the virus. The Wuhan Coronavirus’ origins in China are troubling not only because of China’s proximity to India, but also because of China’s shoddy record of containing such pandemic viral outbreaks through state intervention and international cooperation. “During the SARS outbreak, Chinese authoriti...

    HOW CAN I IMPROVE MY READING SKILLS  Frankly, my standpoint is that, most of us can become naturally fast readers, without even having to sign up for speed reading courses, if only we understand the real causes to our problems in reading: we are not  physically engaged  and  intellectually stimulated  when we are reading; we are still using archaic reading strategies of the past; we are not familiar with the proven efficient and effective techniques often used by fast and versatile readers; So in a nut shell, we just need to get rid of bad habits, and start practising the application of novel reading techniques. Let me illustrate the essence of our bad reading habits: 1) Our mind is not prepared: So much distractions and distracting thoughts. Doing some simple relaxation sequences, with slow by deep diaphragmatic breathing routines, with a physiologically relaxed body to a go along, prior to reading would easily resolve this i...

                                       INCREASE YOUR ENGLISH SPEAKING Just 3 steps. Have a look once. It works and worked for me as well. I want to help the one who really wants it. Just get the crux of grammar, not to get too engrossed in it and following three points. After all it's just a language and it can be learnt. By  watching   English Series  &  Interviews : It will give you  entertainment plus it would be time worth wasted for.  Watch interviews of the personalities/celebs you adulate and adore. Two advantages… a . You can relate to what they are talking about so you will feel interested b. It would increase your  vocab  manifold since they do use different words. 2.  Word power made easy  &  No flash cards : Even if you don't have reading habit just read this one book for  vocab . Not only ...

         TIPS FOR BETTER RESULT IN STUDIES  Well hello everyone.. See self study is very important because when you study something and you don't understand in one time so you need to study again. Self study is the best way to achieve your goal. But let me ask you one question? Are you frustrated because you are putting in regular study time and yet still don’t know how to remember what you study?  well then you’re not alone. I feel your pain, I’ve lived your pain, and  unfortunately, this is the way most of us study. Here are some basic points to remember .. Read the class notes Read the textbook Look up other online resources(if you want) Make colourful and proper notes Create a mind map Teach someone what you’ve learned Do practice problems from a variety of sources Of course, you won’t be able to do all of these things in one sitting. But each time you review the topic, use a different resource or method – you’ll learn fa...